The Top Quartile of Life

Introduction to Jim Wesberry
THE REAL INVISIBLE HAND / LA MANO INVISIBLE VERDADERA ............(traducción en español más abajo)
THE FALTERING EAGLE: Speech made in 1970
CLEPTOCRACIA 1990 articulo para el 25 aniversario de ILACIF
ENFRENTANDO LA CORRUPCION EN TIEMPOS DE COVID, Conferencia - Profesionales del Bicentenario del Perú
ETICA E INTEGRIDAD, Congreso Organos Internos de Control, del Estado de Guanajuato, Mexico via Zoom
EL IMPACTO DE LA INTEGRIDAD, presentación en el Foro ISAF de Sonora, Mexico via Zoom
Donde fueron nuestros valores? Como podemos recuperarlos?
75 ANIVERSARIO DE LA Federación Nacional de Contadores del Ecuador
VIDEO: El Auditor Frente sus Tres Mayores Desafíos
MIAMI KEYNOTE: Public Financial Management, 2016
CONFERENCIA 6a Conferencia de Auditores Ecuador: El Auditor Interno Frente sus Tres Mayores Desafios
CONFERENCIA CReCER 2015: Empresas Estales en Busca de Etica---State Enterprises in Search of Ethics
CONFERENCIA QUITO HONESTO: Ambiente Etico = Municipio Eficiente: Principios de Conducta Etica, 2014
My Work in Peru / Mi trabajo en el Perú
CONFERENCIA EN HUANUCO, PERU - El Auditor enfrenta la Erupcion de Corrup$ion del Siglo XXI -2013
CONFERENCIAS EN CHILE - 3 Mayores Desafios al Auditor Interno - 2012 - VIDEO y TEXTO
Personal Information
My Resume (in English)
Mi Curriculum Vitae (en español)
Personal Photo Album
The Top Quartile of Life
AMERICA IN DECLINE? The Life Cycle of a Great Power
LEGENDS: Georgians Who Lived Impossible Dreams
Wesberry v. Sanders, 376 US 1 Landmark US House Reapportionment Case
Press Clips from Georgia Senate Service
The Best Speech I Ever Made
Why I Quit the Georgia Senate
Congressional Testimony
Activities in the Junior Chamber of Commerce
Contador Benemerito de las Americas (Most Meritorious Accountant of the Americas)
Articles from The Journal of Accountancy
My Credo
Interview about Leadership
Collusion Breaks Internal Controls
Creencia - Belief
Think -------- Pensar
WOMAN -------------- MUJER
Message to Garcia - Mensaje a García
Importancia de la Etica del Funcionaio Publico
Conferencia Senado JCI Perú
COLOMBIA VS KLEPTOKAKISTOCRACIA: Presentación para el Día Internacional Anti-Corrupción 2011
LECTURE AT MANILA'S UNIVERSITY OF THE EAST: Integrity & Honor, Corruption & Dishonor VIDEO
EFFECT OF 2008 GLOBAL CRISIS (JW presentation in English)
SEGUNDA GRAN DEPRESION 2010 (JW presentaciónes en español)
Speeches - English
More Speeches
Conferencias / Discursos - Espanol
Mas Conferencias / Discursos
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Favorite Links
Quotes by Jim Wesberry
Documents, Articles - Documentos, Articulos
Books Read
From the Past
Contact Me
Family Photo Album
The Wesberry Surname
Technology Use in Fighting Corruption
Last Page

When one reaches 75 years of age they enter the top quartile of human existence...I have arrived and spent some time here! - JW

In the top quartile of life:
  • Every day is Thanksgiving Day
  • Every breath is a new opportunity
  • Every sunrise is a new miracle
  • Every smile is a new sunrise
  • Every friend is a valued treasure
  • Every grandchild is a kingly jewel & every great grandchild a crown of gold
  • Every family contact is an unmeasureable blessing, and 
  • Every new task is a life transfusion

Righteous people flourish like palm trees
  and grow tall like the cedars in Lebanon.
   They are planted in the Lord’s house.
     They blossom in our God’s courtyards.
       Even when they are old, they still bear fruit.
         They are always healthy and fresh.
           They make it known that

             the Lord is decent.
               He is my rock.
                 He is never unfair.

                                                     Psalm 92:12-15

January 1, 2013


Opportunities Increase in the TOP Quartile of Life

If your Creator gives you His highest honor of rising into the TOP Quartile of Life (between 75 and 100 years of age) and of retaining reasonable health,

…you are blessed with opportunities like never before:

  • The opportunity to stop thinking and worrying about things you cannot control.
  • The opportunity to think and comment positively and optimistically on any subject that others speak negatively about.
  • The opportunity to stop counting…minutes, hours, days, years, calories, money, exercise motions, pool laps, etc.
  • The opportunity to forget the unpleasant and remember what brings you joy.
  • The opportunity to sit quietly and watch a flower bloom.
  •  The opportunity to enjoy the company of your closest loved ones and friends.
  • The opportunity to caress your favorite pet and enjoy its love.
  • The opportunity to rock in your rocking chair or recline in your recliner.
  • The opportunity to listen to your favorite music.
  • The opportunity to read you favorite literature.
  • The opportunity to enjoy nature.
  • The opportunity to be free from those temptations that ensnared you in the three lower profiles.
  • The opportunity to think, unpressured by distractions.
  • The opportunity to be a blessing to others, whether through service or inspiration.
  • The opportunity to contemplate life and communicate with your Creator.

…And all of the above without feeling you are constrained by lack of time or by what others may think or say.

As in the first three Quartiles of Life, your life is what you make it.  But in the TOP Quartile of Life you are free to redefine yourself and your heritage by being a positive influence for your own happiness and that of others or by being a negative source of criticism and complaint.  If you truly deserve this highest honor you will choose to be positive and optimistic as you look down from the summit of your life’s long journey. The beginning of a new year is a good time to resolve to be optimistic and positive in all you do and say.

Be Thankful 

Be thankful that you don’t already have everything you desire, 
If you did, what would there be to look forward to? 

Be thankful when you don’t know something 
For it gives you the opportunity to learn. 

Be thankful for the difficult times. 
During those times you grow. 

Be thankful for your limitations 
Because they give you opportunities for improvement. 

Be thankful for each new challenge 
Because it will build your strength and character. 

Be thankful for your mistakes 
They will teach you valuable lessons. 

Be thankful when you’re tired and weary 
Because it means you’ve made a difference. 

It is easy to be thankful for the good things. 
A life of rich fulfillment comes to those who are 
also thankful for the setbacks. 

GRATITUDE can turn a negative into a positive. 
Find a way to be thankful for your troubles 
and they can become your blessings. 

Author Unknown
Blessed are those that can give without remembering and receive without forgetting. 
-- Author Unknown 

“Life is an opportunity, benefit from it. 
Life is beauty, admire it. 
Life is a dream, realize it. 
Life is a challenge, meet it. 
Life is a duty, complete it. 
Life is a game, play it. 
Life is a promise, fulfill it. 
Life is sorrow, overcome it. 
Life is a song, sing it. 
Life is a struggle, accept it. 
Life is a tragedy, confront it. 
Life is an adventure, dare it. 
Life is luck, make it. 
Life is too precious, do not destroy it. 
Life is life, fight for it.” 

― Mother Teresa

"People are often unreasonable, illogical, and self-centred;
Forgive them anyway.

If you are kind, people may accuse you of selfish, ulterior motives;
Be kind anyway.

If you are successful, you will win some false friends and some true enemies;
Succeed anyway.

If you are honest and frank, people may cheat you;
Be honest and frank anyway.

What you spend years building, someone could destroy overnight;
Build anyway.

If you find serenity and happiness, they may be jealous;
Be happy anyway.

The good you do today, people will often forget tomorrow;
Do good anyway.

Give the world the best you have, and it may never be enough;
Give the world the best you’ve got anyway.

You see, in the final analysis, it is between you and GOD.
It was never between you and them anyway.
                             - Keith M Kent"

Count your blessings instead of your crosses; 
Count your gains instead of your losses. 
Count your joys instead of your woes; 
Count your friends instead of your foes. 
Count your smiles instead of your tears; 
Count your courage instead of your fears. 
Count your full years instead of your lean; 
Count your kind deeds instead of your mean. 
Count your health instead of your wealth; 
Count on God instead of yourself. 
Author Unknown 

"At fifteen, I aspired to learning.
At thirty, I established my stand.
At forty, I had no delusions.
At fifty, I knew my destiny.
At sixty, I knew truth in all I heard.

At seventy, I could follow the wishes of my heart 

...without doing wrong."

               - Confucius

"You are as young as your faith,
As old as your doubt.
As young as your self-confidence,
As old as your fears.
As young as your hope and
as old as your despair.

When your heart begins to be covered with the snows of pessimism
and the ices of skepticism,
then and only then are starting to get old"

This is all a man needs in the top quartile of life:
  1. A loving spouse or other relative for care
  2. A dog for continual companionship
  3. A home and meals
  4. A rocking chair for exercise, not loafing
  5. Contacts with family and old friends
  6. Good books to read
  7. A job or task to do daily to feel productive

"Like music heard on still waters,
 Like pines when the wind passeth by,
 Like pearls in the deep of the ocean,
 Like stars which enamel the sky,
 Like June and the odor of roses,
 Like dew and the freshness of morn,
 Like sunshine which kisses the clover,
 Like tassels of silk on the corn,
 Like notes of thrush in the woodland,
 Like brooks where violets grow,
 Like rainbows that arch the blue heaven,
 Like clouds when the sun dippeth low,
 Like dreams of Arcadean pleasure,
 Like colors which gracefully blend,
 Like everything breathing of pureness,
 Like these is the love of a friend."
                                Author Unknown

Como la música que se escucha en las tra
nquilas aguas
Como los pinos acariciados por el viento que pasa
Como las perlas acostadas en la profundidad de los mares
Como las estrellas que brillan en el firmamento
Como junio, bañado en el aroma de las rosas
Como el sol que posa sus labios en las hojas del trébol
Como las hilos de seda en la mazorca de maíz
Como las briznas de musgo en el bosque umbrío
Como en los aledaños de los riachuelos, donde crecen las violetas
Como el arco iris que se comba en el azul cielo
Como las nubes, cuando se esconde el sol
Como los sueños voluptuosos de la Arcadia feliz
Como los colores que graciosamente se entremezclan
Como todo aquello que traspira pureza……..
Como todo esto….así es el afecto de un amigo

Autor desconocido


Watch your thoughts, they become words.

Watch  your 
words, they become actions.
Watch your actions, they become habits.
Watch your habits, they become character.

Watch your Character, for  it becomes your

                                             - Lao Tzu

"...the idea of aging-related gains in wisdom is consistent with views of the aging mind in developmental psychology...We addressed this question in two studies, using a representative community sample...Social reasoning improves with age despite a decline in fluid intelligence. The results suggest that it might be advisable to assign older individuals to key social roles involving legal decisions, counseling, and intergroup negotiations."  - National Academy of Sciences

ISAIAH 43:16 This is what the LORD says—
   he who made a way through the sea,
   a path through the mighty waters...
ISAIAH 43:18 “Forget the former things;
   do not dwell on the past..."

Look to the future, not the past,
Look forward, not back, 
Look up, not down,



"The only guide to a man is his conscience; the only shield to his memory is the rectitude and sincerity of his actions. It is very imprudent to walk through life without this shield, because we are so often mocked by the failure of our hopes and the upsetting of our calculations; but with this shield, however the fates may play, we march always in the ranks of honor." 
—Sir Winston S. Churchill

"A los quince años, aspiraba a estudiar.
A los treinta, establecí mi posición.
  A los cuarenta, no me hacía ilusiones,
  A los cincuenta, sabía mi destino.
 A los sesenta, apreciaba la verdad en todo lo que oía.

A los setenta, podría seguir

los deseos de mi corazón 

...sin hacer mal."

                       - Confucio 


“Tú eres tan joven como tu fe,

tan viejo como tus dudas.

Tan joven como la confianza en ti,

Tan viejo como tus temores.

Tan joven como tu esperanza y

tan viejo como tu desesperanza.

Cuando tu corazón se empiece a cubrir con las nieves del pesimismo 

el hielo del escepticismo,

entonces, y sólo entonces estas empezando a                                                                           envejecer."  

__________________________   proverbio nórdico.

"People start out at age 18 feeling pretty good about themselves, and then, apparently, life begins to throw curve balls. They feel worse and worse until they hit 50. At that point, there is a sharp reversal, and people keep getting happier as they age. By the time they are 85, they are even more satisfied with themselves than they were at 18."

From "Happiness May Come With Age" (click here to read the full article)

"Bless the Lord, O my soul; And all that is within me, bless His holy name! 
Bless the Lord, O my soul, And forget not all His benefits: 

  • Who forgives all your iniquities,
  • Who heals all your diseases, 
  • Who redeems your life from destruction,
  • Who crowns you with lovingkindness and tender mercies"                                                  

                                              Psalm 103:1-4


"A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty."      - Winston Churchill


“So much of our time is spent in preparation, so much in routine, and so much in retrospect, that the amount of each person’s genius is confined to a very few hours.”

— Ralph Waldo Emerso

by Frank Laubach

I have good news for you.
The first 80 years are the hardest.
The second 80 are a succession
Of birthday parties.

Once you reach 80,
Everyone wants to carry your baggage
And help you up the steps.
If you forget your name,
Or anybody else’s name,
Or an appointment,
Or your own telephone number,
Or promise to be three places
At the same time,
Or can’t remember how many
Grandchildren you have,
You need only explain that you are 80.

Being 80 is a lot better than being 70.
At 70 people are mad at you for everything.
At 80 you have a perfect excuse,
No matter what you do.
If you act foolishly,
It’s your second childhood.
Everybody is looking for symptoms
Of softening of the brain.

Being 70 is no fun at all.
At 70 they expect you to retire
To a house in Florida
And complain about your arthritis.
And you ask everybody to stop mumbling
Because you can’t understand them.
(Actually your hearing is about 50% gone.)

If you survive until you are 80,
Everybody is surprised that you are still alive.
They treat you with respect
Just for having lived so long.
Actually they seem surprised
That you can walk and talk sensibly.

So, please, folks, try to make it to 80.
It’s the best time of your life.
People forgive you for anything.
If you ask me, life begins at 80.


And then it is Winter …......You know, time has a way of moving quickly and catching you unaware of the passing years. 

It seems just yesterday that I was young, just married and embarking on my new life with my mate. And yet in a way, it seems like eons ago, and I wonder where all the years went.
I know that I lived them all...And I have glimpses of how it was back then and of all my hopes and dreams... But, here it is...the winter of my life and it catches me by surprise.... How did I get here so fast? Where did the years go and where did my youth go? 

I remember well...seeing older people through the years and thinking that those older people were years away from me and that winter was so far off that I could not fathom it or imagine fully what it would be like... But, here it is...my friends are retired and getting gray...they move slower and I see an older person now. Some are in better and some worse shape than me... but, I see the great change... Not like the ones that I remember who were young and vibrant... but, like me, their age is beginning to show and we are now those older folks that we used to see and never thought we'd be. 

Each day now, I find that just getting a shower
might be a real target for the day!
And so, now I enter into this new season of my life unprepared for all the aches and pains and the loss of strength and ability to go and do things that I wish I had done but never did!! 

But, at least I know, that though the winter has come, and I'm not sure how long it will last...this I know, that when it's over...its over....Yes , I have regrets. There are things I wish I hadn't done ,,,,,things I should have done, but indeed, there are many things I'm happy to have done. It's all in a lifetime....

So, if you're not in your winter yet...let me remind you, that it will be here faster than you think. So, whatever you would like to accomplish in your life please do it! Don't put things off too long!!

Life goes by quickly. So, do what you can today, as you can never be
sure whether this is your winter or not! 

You have no promise that you will see all the seasons of your life...so, live for good today and
say all the things that you want your loved ones to remember...and hope that theyappreciate and love youfor the things that you have done for them in all the years past!!

'Life is a gift to you. The way you live your life is your gift to those who come after......           
Make it a fantastic one.' 


CLICK HERE FOR Another retiree's homepage with many interesting things

When an old man died in the geriatric ward of a nursing home in an Australian country town, it was believed that he had nothing left of any value.

Later, when the nurses were going through his meager possessions, they found this poem. Its quality and content so impressed the staff that copies were made and distributed to every nurse in the hospital.

One nurse took her copy to Melbourne. The old man's sole bequest to posterity has since appeared in the Christmas editions of magazines around the country and appearing in mags for Mental Health. A slide presentation has also been made based on his simple, but eloquent, poem.

And this old man, with nothing left to give to the world, is now the author of this ‘anonymous’ poem winging across the Internet.

Cranky Old Man

What do you see nurses?… … What do you see?
What are you thinking… … when you’re looking at me?
A cranky old man… … not very wise,
Uncertain of habit… … with faraway eyes?
Who dribbles his food… … and makes no reply.
When you say in a loud voice… … ‘I do wish you’d try!’
Who seems not to notice… … the things that you do.
And forever is losing… … A sock or shoe?
Who, resisting or not… … lets you do as you will,
With bathing and feeding… … The long day to fill?
Is that what you’re thinking?… … Is that what you see?
Then open your eyes, nurse… … you’re not looking at me.
I’ll tell you who I am … … As I sit here so still,
As I do at your bidding… … as I eat at your will.
I’m a small child of Ten… … with a father and mother,
Brothers and sisters… … who love one another
A young boy of Sixteen… … with wings on his feet
Dreaming that soon now… … a lover he’ll meet.
A groom soon at Twenty… … my heart gives a leap.
Remembering, the vows… … that I promised to keep.
At Twenty-Five, now… … I have young of my own.
Who need me to guide… … And a secure happy home.
A man of Thirty… … My young now grown fast,
Bound to each other… … With ties that should last.
At Forty, my young sons… … have grown and are gone,
But my woman is beside me… … to see I don’t mourn.
At Fifty, once more… … Babies play ‘round my knee,
Again, we know children … … My loved one and me.
Dark days are upon me… … My wife is now dead.
I look at the future… … I shudder with dread.
For my young are all rearing… … young of their own.
And I think of the years… … And the love that I’ve known.
I’m now an old man… … and nature is cruel.
It’s jest to make old age… … look like a fool.
The body, it crumbles… … grace and vigor, depart.
There is now a stone… … where I once had a heart.
But inside this old carcass… … A young man still dwells,
And now and again… … my battered heart swells
I remember the joys… … I remember the pain.
And I’m loving and living… … life over again.
I think of the years, all too few… … gone too fast.
And accept the stark fact… … that nothing can last.
So open your eyes, people… … open and see.
Not a cranky old man… …
Look closer… see … … . . ME!!

Remember this poem when you next meet an older person who you might brush aside without looking at the young soul within. We will all, one day, be there too!

" And we know that all things work together for good to those who love God, to those who are the called according to His purpose. "
                                                  Romans 8:28

How To Stay Young -- Grow Old Gracefully >>> Whatever your age this compilation will help you to continue your good start in the aging process. (click to read)

Don't let this happen to you...


On the first day, God...created the dog and said:

'Sit all day by the door of your house and bark at anyone who comes in or walks past. For this, I will give you a life span of twenty years.' The dog said: 'That's a long time to be barking. How about only ten years and I'll give you back the other ten?'
So God agreed.

On the second day, God created the monkey and said: 'Entertain people, do tricks, and make them laugh. For this, I'll give you a twenty-year life span.' The monkey said: 'Monkey tricks for twenty years? That's a pretty long time to perform. How about I give you back ten like the Dog did?'
And God agreed.

On the third day, God created the cow and said:
'You must go into the field with the farmer all day long and suffer under the sun, have calves and give milk to support the farmer's family. For this, I will give you a life span of sixty years.' The cow said: 'That's kind of a tough life you want me to live for sixty years.. How about twenty and I'll give back the other forty?'
And God agreed again.

On the fourth day, God created humans and said:
'Eat, sleep, play, marry and enjoy your life. For this, I'll give you twenty years.' But the human said: 'Only twenty years? Could you possibly give me my twenty, the forty the cow gave back, the ten the monkey gave back, and the ten the dog gave back; that makes eighty, okay?'
'Okay,' said God, 'You asked for it.'

So that is why for our first twenty years we eat, sleep, play and enjoy ourselves...

For the next forty years we slave in the sun to support our family...

For the next ten years we do monkey tricks to entertain the grandchildren...

And for the last ten years we sit on the front porch and bark at everyone.

Life has now been explained to you.

A guy is 72 years old and loves to fish. He was sitting in his boat the other day when he heard a voice say, 'Pick me up.' He looked around and couldn't see anyone. He thought he was dreaming when he heard the voice say
again,'Pick me up.'
He looked in the water and there, floating on the top, was a frog. The man said, 'Are you talking to me?' The frog said, 'Yes, I'm talking to you.'   Pick me up then, kiss me and I'll turn into the most beautiful woman you have ever seen. I'll make sure that all your friends are envious and jealous because I will be your bride!'
The man looked at the frog for a short time, reached over, picked it up carefully, and placed it in his front pocket.
The frog said, 'What, are you nuts? Didn't you hear what I said? I said kiss me and I will be your beautiful bride.'
He opened his pocket, looked at the frog and said,
'Nah, at my age I'd rather have a talking frog.'

Blessed In Aging
Blessed are they who understand
My faltering step and shaking hand
Blessed, who know my ears today
Must strain to hear the things they say.
Blessed are those who seem to know
My eyes are dim and my mind is slow
Blessed are those who look away
When I spilled tea that weary day.
Blessed are they who, with cheery smile
Stopped to chat for a little while
Blessed are they who know the way
To bring back memories of yesterday.
Blessed are those who never say
“You’ve told that story twice today”
Blessed are they who make it known
That I am loved, respected and not alone.
And blessed are they who will ease the days
Of my journey home, in loving ways
~Esther Mary Walker

Beetle Bailey Cartoon for 01/15/2011


The clock of life is wound but once,
And no man has the power
To tell just when the hands will stop
At late or early hour.
Now is the only time you own.
Live, love, toil with a will.
Place no faith in time.
For the clock may soon be still.
                    - Robert H. Smith

Whenever you find you are on the side of the majority, it is time to pause and reflect

                     --- Mark Twain

We have never observed a great civilization with a population as old as the United States will have in the twenty-first century; we have never observed a great civilization that is as secular as we are apparently going to become; and we have had only half a century of experience with advanced welfare states...Charles Murray

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